You are a conservative investor who want a regular income stream and have concerns about investment volatility. You tend to seek current income with minimal risk to your principal, are comfortable with only modest long-term growth of principal.
you may be a value investor, you like to buy investment assets far enough below their intrinsic value as to provide a margin of safety. This requires hard work, research, and an ability to not let the culture tell you what to do. Therefore it is more difficult than it might appear.
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